4.40%
Data tokens on this page
Take Advantage Of Competitive CD Rates1
Take Advantage Of Competitive CD Rates1
$1,000 to open. New money only.
$1,000 to open. New money only.
SAVING YOUR MONEY IS GREAT.
GROWING IT IS EVEN BETTER.
We offer a range of CD terms, allowing you to select the account that best suits your financial goals.
-
5 Month
-
7 Month
-
11 Month
-
17 Month
-
23 Month
-
26 Month
-
33 Month
APY CD SPECIAL1
4.25%
APY CD SPECIAL1
3.75%
APY CD SPECIAL1
3.50%
APY CD SPECIAL1
3.50%
APY CD SPECIAL1
3.20%
APY CD SPECIAL1
3.00%
APY CD SPECIAL1
How To Open An Account
How To Open An Account
Start earning more on your savings in just three easy steps!
With our convenient online account opening process, you’re just moments away from experiencing the personal attention you can only expect from a local community bank.
1
Choose Your Location
Choose Your Location
Find a bank branch near you.
2
Enter Your Information
Enter Your Information
Enter your personal account details.
3
Transfer Funds
Transfer Funds
Select a rate and deposit amount.
Select your term during the application process.
Why Open A CD With Wintrust Community Banks?
Why Open A CD With Wintrust Community Banks?
By opening a CD with us, your money stays and grows in your community, and you can have peace of mind knowing that your funds are in safe hands. We adhere to strict regulatory standards and are dedicated to providing a secure and stable banking environment for your savings to grow.
Great Rate
We’ve built CD accounts with great rates that will support you now and in the future.
Safe And Secure
If you require additional FDIC coverage,2 click here to learn about our MaxSafe® products.
Short-Term Flexibility
Shorter terms offer the perfect balance between maximum return and accessibility.
Current CD Rates
|
TERM |
APY1 |
|---|---|
|
5 MONTHS |
4.40% |
|
7 MONTHS |
4.25% |
|
11 MONTHS |
3.75% |
|
17 MONTHS |
3.50% |
|
23 MONTHS |
3.50% |
|
26 MONTHS |
3.20% |
|
33 MONTHS |
3.00% |
Select your term during the application process.
1. CD Specials. Annual Percentage Yield (‘APY’) is accurate as of 10/30/2024 and assume funds remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY. Early withdrawal penalties apply. Offers subject to change at any time & without notice. New money is money not currently held at any Wintrust Financial Corporation (‘WTFC’) location.
2. FDIC Insurance. Based on current FDIC deposit insurance coverage rules – see fdic.gov/resources/deposit-insurance/understanding-deposit-insurance/.